Ms. Shivangi Seth, Ms. Bhavika Gandhi. “REVOLUTIONIZING RISK ASSESSMENT AND LENDING DECISIONS: THE IMPACT OF DIGITALIZATION AND DATA ANALYTICS IN INDIAN BANKS”. Redshine Archive 6, no. 2 (November 5, 2022). Accessed July 2, 2026. https://chapters.redshine.in/index.php/redshine/article/view/164.